ConfirmU
ConfirmU's goal is to change the way banks assess the risk associated with the unbanked population segment by taking into account a wider range of data points that include what ConfirmU believes to be a more realistic...
About ConfirmU
ConfirmU's goal is to change the way banks assess the risk associated with the unbanked population segment by taking into account a wider range of data points that include what ConfirmU believes to be a more realistic psycholinguistic analysis of the loan applicant whenever the bank needs to evaluate a credit score. The company provides a white label mobile SDK service, in particular for lenders in developing countries. Their scoring analysis is a hybridized model that captures an unbanked person's payment history through two channels: - E-wallet spending patterns; - The text they write on their their instant messaging mobile phone apps (with applicant consent).
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