Fintech News Issue #57 March 2nd, 2016

A quiet revolution powered by the force of data science has begun to deliver significant improvements in many areas including national security, business intelligence, law enforcement, financial analysis, healthcare and disaster preparedness.

So as I travel around these global conferences, startup challenges and Fintech daze, I often get asked: what does it take to be a Fintech centre?

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I, Shopper, take thee, Online Retailer, to be my faithful partner in commerce. To have and to hold from this day forward — for better, for worse; for richer, for poorer; in sickness and in health — to love and to cherish, till death us do part.

With digitalization and FinTech high on the banking agenda, the disruption of financial services looks like a given. The question, however, is where will the real change come from. Will

Auke Douwe Veenstra describes the main drivers behind hybrid lending.

Bitcoin has failed. Bitcoin is the future. Bitcoin cannot be regulated. Bitcoin needs to be regulated.

Peer-to-peer lending has shot to fame in its 10 years in existence. Since being created in 2005 in the UK by Zopa, peer-to-peer lending growth has risen dramatically, resulting in a cumulative market value of £4.4bn by Q4 of 2015.

Banks and credit unions face a significant portfolio risk when financially literate, tech-savvy and affluent consumers reevaluate their relationships with multiple providers.

Chris Skinner has his own criteria by which to judge a successful startup, and looks at the merits of TransferWise and Number26 against the business history of Amazon.

The banking industry pits a handful of big, multinational bank brands against everyone else — community banks and credit unions. It's a classic David vs. Goliath matchup that can sometimes feel like an unfair fight. Here's how smaller players can win when competing against giant-sized opponents.

Innovation in financial technology (fintech) brings risk and reward to consumers. As new technologies are brought to market, however, regulators struggle to keep pace by enforcing antiquated regulations, causing pro-consumer technologies to suffocate.

Find out about the latest products, start-ups, cooperations and much more in the business. Don't miss a thing with our continually updated Short News section.