About Regulation

2022 wasn't a great year for CeFi, and 2023 doesn't seem to be more promising. We analyzed the top CeFi lawsuits of 2022 - and their repercussions.

Regulating fintech can lead the industry to a sustainable growth - let's see how this is possible in 5 steps regulators can take.

Emily Chang - host of Bloomberg Technology - meets Sam Bankman-Fried: the CEO of FTX, the popular trading platform, talks about what to expect for ...

Despite adversities, El Salvador is continuing to improve its Bitcoin program. After the first crypto became legal tender in the country, El Salvad...

If we have to see the upside, the pandemic forced firms to focus more on people needs, and to find easy and useful solutions to overcome the many i...

If financial institutions have so far guarded our financial assets, they could now be able to guard another kind of asset that is becoming more imp...

London is one of the cities with more fintech firms and EMIs, electronic money institutions, but the amount of illegal activities in which some of ...

Fintech is booming in Latin America, and governments try to adapt to the needs of businesses by adjusting regulatory frameworks. Mexico is no excep...

Alex Johnson and Jason Mikula discuss fintech topics and make predictions about what 2022 has in store for us. The focus of this episode of Fintech...

Frank, the fintech app created in 2017 by Charlie Javice, is facing serious troubles. The founder of the application, created to help students appl...

After the very short administration of Liz Truss, Rishi Sunak is now the Prime Minister of the UK. The unrealized tax cuts he inherits have just wo...

The collapse of Terraform Labs and other failures in the crypto space hasn’t gone unnoticed, and South Korea wants to see clear on recent events: ...

Vice President of Ghana, Mahamudu Bawumia, addressed the economic crisis suffered by Ghana during a speech delivered at the FinTech Festival in Acc...

New meeting, new interest rate. The Federal Reserve's Federal Open Market Committee will meet in December, and it's almost certain that they will c...

The Financial Industry Regulatory Authority – FINRA – fined Goldman Sachs for incorrectly labeling short sales – worth over $60 million – as long s...

Yassine Elmandjra, analyst at ARK Invest, said that the US lacks credible institutions related to the crypto space. According to the analyst, the U...

London has become a fintech hub. Thanks to the experience and skills acquired over time, also regulators started having more elements to scrutinize...

Jeremy Siegel, a Wharton Business School professor, criticized Jerome Powell and the Fed for the policies adopted by the US central bank. Siegel sa...

To relate to the previous news, the past week marked an important moment for our economies. Fed chairman Jerome Powell said that the Fed projects t...

In the meantime in Europe, investors and business owners are concerned about the new proposed law to regulate generative AI. The AI Act is only a d...

Douglas Rushkoff, professor of Media Theory at the City University of New York (CUNY), addresses the generative AI topic and AI ethics by affirming...

The Fed wants to update bank-merger guidelines to make banks more competitive. The guidelines have not been reviewed since 1995, but as fintech ari...

The Hydrogen Technology Corporation, a fintech company that offers business owners intuitive solutions to embed financial services via API, is in t...

China's regulators just issued a five-year development plan: regulators outlined standards to regulate digital currencies, the financial industry, ...

DriveWealth - the startup that helps fintech firms offer stocks - is acquiring a crypto firm - Crypto-Systems. According to the CEO of DriveWealth,...

According to Jonathan Krane (KraneShares), the Chinese government won't introduce new regulations for the tech sector. Regulations introduced so fa...

Italy joins the European countries that are cashing in on crypto trading profits. This move comes after the choice of many crypto-related businesse...

Chuchi Fonacier, deputy governor of the Philippines central bank, discusses the role of regulators in the development of a modern financial system....

Hong Kong is planning to improve its level of regulation for crypto-related financial products. Thanks to an increasingly sophisticated regulatory ...

Central Bank Digital Currencies (CBDCs) can be a very innovative and useful way to integrate digital and traditional economies, but many technicali...

The government tasked the Bank of Canada with supervising fintech and paytech firms that provide businesses with innovative payment methods. This t...

Even if banks and fintech companies are increasingly partnering to create new financial solutions, there are still risks that could threaten furthe...

In the meantime in the US, the FDIC – Federal Deposit Insurance Corporation – issued an order against the New Jersey-based Cross River Bank for all...

Amidst all the difficulties CeFi had to cope with in 2022, we talked about the top CeFi lawsuits under a 2023 perspective – read the complete artic...

Yassine Elmandjra, analyst at ARK Invest, said that the US lacks credible institutions related to the crypto space. According to the analyst, the U...

London has become a fintech hub. Thanks to the experience and skills acquired over time, also regulators started having more elements to scrutinize...

In the meantime, the US continues trying to find a definite regulatory framework for cryptocurrency and fintech. The two markets, according to US ...

The big Chinese e-commerce, JD.COm, wants to win Beijing’s approval for its fintech arm. Even if the regulatory measures of the Chinese government...

Even if wage increases are usually good news, it might be problematic during times of high inflation – like those we’re currently living. If wages...

Japan is considering the restrictions applied to stablecoins. In fact, even if there are over 30 exchanges registered in the country, none of them ...

We at FinTech Weekly have already covered the so-called Edinburgh reforms, a set of changes to banking rules to make the UK financial system more s...

Bubbles and layoffs made regulators focus more on the fintech market. All the fintech companies involved in scandals and problems also made critics...

To further show how blockchain technology and fintech can even be able to change geopolitics, news about the digital ruble can make us reflect on t...

Predictions for 2022 saw fintech as the top player in financial inclusion. To reach this goal and, at the same time, comply with stricter regulatio...

Tony Yates, former professor of economics and adviser at the Bank of England, shares his opinions on why central banks should stop working on CBDC ...

During the WOW Summit Neil Tan, chair of the FinTech Association of Hong Kong, affirmed that the regulatory progress with regulation is just a natu...

African fintech constantly thrives, and also for what concerns regulation it might lead the progress towards a legal framework for blockchain. Nig...

The US Fed revealed that over 700 banks are reporting significant unrealized losses – that is, the losses they would experience if they sell their ...

Fintech plays a major role in the achievement of ESG-related goals. Singapore keeps this in mind, and one of the most significant speeches delivere...

India is another country where ESG and sustainable finance are taken into high consideration: a panel of the IFSCA – International Financial Servic...

About a month after Elon Musk's plan to turn Twitter into a payment service platform, Sen. Sherrod Brown introduced a bill - the Close the Shadow B...

Sam Bankman-Fried was arrested on Monday in the Bahamas, and it's likely he will be extradited. The founder of FTX and protagonist of the FTX scand...

CoinDesk, owned by Digital Currency Group - the same group that owns Grayscale Bitcoin Trust - reports that the largest bitcoin fund hit a record-h...

The Fed may rise interest rates once again to face inflation. During the next FOMC (Federal Open Market Committee), the Fed could announce rates be...

The UK will go through the most significant revision of banking rules of the last 30 years. The package of reforms, called the "Edinburgh Reforms",...

Tony Yates, former professor of economics and adviser at the Bank of England, shares his opinions on why central banks should stop working on CBDC ...

The last months were really tough for crypto traders and enthusiasts, but maybe there’s worse to come. Regulators became more severe, and started f...

Every year, the Fed witnesses a change in its policy making committee. For 2023, the Federal Open Market Committee – FOMC – has new voting members,...

After the decision of the SEC – a decision that wasn’t followed by any explanation – to charge Paxos for producing an “unregistered security”, the ...

Virginia is one of the most crypto-friendly states in the US, and the last move of the government in this sense is to allow banks to provide crypto...

All the discussions about cryptocurrencies and regulation were considered also during the G20 meeting. In particular, the US Treasury Secretary Jan...

Telis Demos raises a question: what will happen when zero interest rates will end? This is the actual advantage of many neobanks, but the competiti...

Gwera Kiwana and Sam Rai are joined by Roger De’Ath (Truelayer) and Jimmy Fong (SEON) to discuss the most relevant developments in financial techno...

The OECD (Organisation for Economic Cooperation and Development) proposes a new tax framework for crypto holders: the organization said that crypto...

Regulators aren’t just acting directly against cryptocurrencies, but they’re also warning banks. If banks want to serve fintech and crypto customer...

It’s no mystery that the UK wants to become a leading country in the fintech space. To further favour financial innovation, the UK is launching a n...

Seven U.S. states – New Jersey, Texas, Oklahoma, Alabama, Washington, Kentucky and Vermont – are checking the “Earn Program” launched by the Canadi...

David M. Brear and Sim Rai are joined by Alan Ainsworth (OBIE), Axel Bruzelius (ArK Kapital) and Shaun Port (Chase UK) to discuss the latest fundin...

John Glen, the Economic Secretary of the Treasury of the U.K., said that the country is taking all the necessary steps to regulate the crypto space...

Tiffany Kary talks about the interesting developments in the cannabis industry, and the role of fintech players: “cannabis fintech” is what the ind...

Fintech firms in the mortgage market are allowing poeple – especially younger homebuyers – to get loans easier, but this might have downsides: the ...

Fabio Panetta, member of the European Central Bank, asked for new regulatory frameworks and taxes for what concerns the crypto space: Panetta compa...

On Monday, Karine Jean-Pierre, the White House press secretary, said that the Biden administration is comparing the situations of the different cry...

The Biden administration is working on a new regulatory framework for cryptos in the US, and as a part of this effort SEC is adding new staff membe...

Hong Kong has often populated our newsletters for its ambition to become a crypto hub in Asia. But the recent events that involved FTX and other cr...

Alloy and Gartner Peer Insights released a report that is the result of a survey of 100 fintech personalities. The report shows that the main conce...

According to American Banker, 20% of users abandon opening a new account or a transaction because it was taking too long. Fintech firms address thi...

A major challenge that fintech companies may face is the rising interest rate imposed by the Fed. While banks like Goldman Sachs and JP Morgan Chas...

Paxos, the crypto firm that cooperates with the top centralized exchange to issue Binance’s stablecoin, announced that it will stop issuing new BUS...

Regulators also hit Kraken, another big player in the crypto sector. The centralized exchange decided to pay the fine imposed by the SEC after US r...

In the meantime, crypto firms in the US are in trouble. It seems that the Fed is increasingly widening the barrier between banks and crypto firms. ...

Also the fintech giant PayPal halted its projects related to cryptos. After all the actions taken by regulators, the fintech company stopped its pr...

The tax cuts announced almost one month ago by the UK government will be reversed. If the measures were meant to help people deal with the recessi...

At the same time, regulators and banks would like to have more control over the financial and economic revolution that started with blockchain and ...

Not everyone agrees with banks and regulators on the adoption of new regulatory measures concerning the digital economy and assets. The involvemen...

On Monday, Karine Jean-Pierre, the White House press secretary, said that the Biden administration is comparing the situations of the different cry...

On Monday, Karine Jean-Pierre, the White House press secretary, said that the Biden administration is comparing the situations of the different cry...

During the WOW Summit Neil Tan, chair of the FinTech Association of Hong Kong, affirmed that the regulatory progress with regulation is just a natu...

African fintech constantly thrives, and also for what concerns regulation it might lead the progress towards a legal framework for blockchain. Nig...

The US Fed revealed that over 700 banks are reporting significant unrealized losses – that is, the losses they would experience if they sell their ...

The United Kingdom is among the countries that focus on stablecoins to adopt these digital currencies and incorporate them into national economic s...

Also the United States wants further regulation for stablecoins. The Securities and Exchange Commission (SEC) discusses this topic especially after...

The tech community in the UK, one of the most exciting environments for fintech development, is worried about the troubled political times witnesse...

The collapse of Terra affected the whole crypto space: fear prevailed among investors, as well as distrust. Regulators are riding the wave, but in ...

The popular actor and producer Seth Green is also an NFT collector. Unfortunately, 4 of his NFTs were stolen as the result of a phishing fraud – bu...

The battle between Meta and German regulators had a huge impact on developers and local startups. The popular product of the company, Oculus – a VR...

The first green fintech classification is live: the new taxonomy was created by the Green Digital Finance Alliance and the Swiss Green Fintech Netw...

Markus Ferber, leader of the center-right party in the European Parliament, said that regulators should stop the fear spreading after the Silicon V...

Sally Bakewell discussed what could happen now to the Silicon Valley Bank and said that the bank wanted to initiate a rescue plan but failed to do ...

Coinbase is willing to list securities if given proper guidance from the Securities and Exchange Commission (SEC). Whai, an employee at Coinbase i...

According to CoinShares, the crypto market crash could be explained by looking at the Federal Reserve's rhetoric. The report by the investment comp...

Chinese enterprises said that the sudden collapse of the Silicon Valley Bank had a limited impact on them, but they should be aware of the risks of...

Regulators are having some trouble in finding a buyer for the firm over the weekend, after their try in auctioning the Silicon Valley Bank. But acc...

The issues the Silicon Valley Bank is facing are not the same as the 2008 crisis. The SVB is not Lehman: according to Paul Krugman, even if the col...

On Monday, President of the United States Joe Biden said that the US banking system is safe and is taking action to contain the recent collapse of ...

A new bill presented to the Parliament last week, the Data Protection and Digital Information Bill (DPDIB), will hopefully boost the economic growt...

A complete definition of FinTech is the starting point to understand what is happening in the industry, why fintech is disruptive, where regulators...

Since regulators are always more active – and maybe too severe – in regulating the fintech industry, we share 5 steps that can help to regulate fin...

The SEC is currently in a tough dispute with Coinbase. During a Q&A session, SEC Chair Gary Gensler said that crypto businesses “tend to be bui...

Fintech in Africa is thriving, and Nigeria doesn’t want to miss the opportunity. For what concerns cryptocurrencies, the country is Bitcon friendl...

Jamie Dimon, CEO of JPMorgan Chase, said – during an interview – that regulators should focus less on creating new rules for banks. The main proble...

The SEC is currently in a tough dispute with Coinbase. During a Q&A session, SEC Chair Gary Gensler said that crypto businesses “tend to be bui...

Fintech in Africa is thriving, and Nigeria doesn’t want to miss the opportunity. For what concerns cryptocurrencies, the country is Bitcon friendl...

Jamie Dimon, CEO of JPMorgan Chase, said – during an interview – that regulators should focus less on creating new rules for banks. The main proble...

Yassine Elmandjra, analyst at ARK Invest, said that the US lacks credible institutions related to the crypto space. According to the analyst, the U...

London has become a fintech hub. Thanks to the experience and skills acquired over time, also regulators started having more elements to scrutinize...

The Union Bank of Switzerland – UBS – agreed to buy the troubled Credit Suisse in an historic deal worth over $3 billion. The deal represents one o...

Although the UBS-Credit Suisse deal will help the customers of CS, this doesn’t necessarily mean that the European banking system – and the banking...

Actually, there are still doubts on when the banking crisis will end. Regulators don’t seem to be in full control of the current situations and sim...

One of the most discussed bank collapses of the past weeks is the collapse of the Silicon Valley Bank – the 16th bank in the US. Despite many exper...

In the meantime, and as we mentioned in our Weekend Newsletter, the importance of CBDCs might increase over time. Central Bank Digital Currencies c...

Also, Elon Musk, one of the top personalities in the tech and AI spaces, talked about the currency banking situation. Following the tweet of the fi...

We at FinTech Weekly analyzed – and also shared some opinions – on the current economic and financial situation. The main question is – will the co...

The Union Bank of Switzerland – UBS – agreed to buy the troubled Credit Suisse in an historic deal worth over $3 billion. The deal represents one o...

Although the UBS-Credit Suisse deal will help the customers of CS, this doesn’t necessarily mean that the European banking system – and the banking...

Actually, there are still doubts on when the banking crisis will end. Regulators don’t seem to be in full control of the current situations and sim...

One of the most discussed bank collapses of the past weeks is the collapse of the Silicon Valley Bank – the 16th bank in the US. Despite many exper...

In the meantime, and as we mentioned in our Weekend Newsletter, the importance of CBDCs might increase over time. Central Bank Digital Currencies c...

Also, Elon Musk, one of the top personalities in the tech and AI spaces, talked about the currency banking situation. Following the tweet of the fi...

We at FinTech Weekly analyzed – and also shared some opinions – on the current economic and financial situation. The main question is – will the co...

Yassine Elmandjra, analyst at ARK Invest, said that the US lacks credible institutions related to the crypto space. According to the analyst, the U...

London has become a fintech hub. Thanks to the experience and skills acquired over time, also regulators started having more elements to scrutinize...

The Shanghai Fengxian Court has invalidated the sale of a car made in May 2019 using digital currencies. The crypto was UNIH (Unihash), labeled a s...

The consequences of the Terra crash are not yet over. The Financial and Securities Crime investigation team issued an order that prohibits people i...

The Financial Conduct Authority shares some interesting recommendations for fintech firms. Their financial products are easily accessible, and ther...

Benjamin Ensor and Amy Gavin are joined by fintech experts and professionals to discuss the latest fintech news - especially the decision of Britai...

After the issues that the popular centralized crypto exchange Kraken had with regulators - issues that resulted in a fine worth $30 million - the c...

The founder of the popular fintech company Wise, Kristo Kaarmann, has drawn the attention of the FCA – Financial Conduct Authority – for tax evasio...

Even if China took severe measures against the crypto space, limitations don’t involve NFTs – as long as they comply with national regulations: con...

Misha Osipov, founder of the fintech firm Nova Credit, addresses an interesting topic: fintech-focused migrations. The country chosen by fintech en...

Spain is now among the countries that accepted Binance and added the crypto company in their crypto registries. But as the European Union prepares ...

While big crypto companies like Celsius and Voyager file for bankruptcy, many are the questions about the possibility of recovering crypto funds wh...

Jeremy Hogan, the attorney who has been following the case of Ripple, states that the judge in charge, Sarah Netburn, is tired of the SEC: the Secu...

Another crypto-related business hit by the SEC is the popular Coinbase. The allegation concerns the listing of some securities on the crypto exchan...

The billionaire Jack Ma plans to give up control of the Chinese fintech giant Ant. The decision comes after years of pressure from the Chinese gove...

Regulators hit two Kenyan fintechs, Flutterwave and Chipper Cash, for not having the necessary licenses to operate in the financial sector. The Cen...

The billionaire Jack Ma plans to give up control of the Chinese fintech giant Ant. The decision comes after years of pressure from the Chinese gove...

Regulators hit two Kenyan fintechs, Flutterwave and Chipper Cash, for not having the necessary licenses to operate in the financial sector. The Cen...

The billionaire Jack Ma plans to give up control of the Chinese fintech giant Ant. The decision comes after years of pressure from the Chinese gove...

Regulators hit two Kenyan fintechs, Flutterwave and Chipper Cash, for not having the necessary licenses to operate in the financial sector. The Cen...

The billionaire Jack Ma plans to give up control of the Chinese fintech giant Ant. The decision comes after years of pressure from the Chinese gove...

Regulators hit two Kenyan fintechs, Flutterwave and Chipper Cash, for not having the necessary licenses to operate in the financial sector. The Cen...

Ukrainian fintech companies proved to be extremely resilient. With a tradition of valuable fintech products and firms, the industry didn’t stop wor...

Business approach in South Korea may change soon. After the election of Yoon Suk-yeol, a supporter of a more crypto-friendly economy, mayn South Ko...

CoinDesk analyzes the possible reasons behind the current crypto market downturn: from the monetary policies of the US central bank to rising infla...

An interesting and long-lasting debate about regulators: should they “regulate entities or activities?”. The debate is reignited by the new regulat...

So far, fintech companies in the United States have been in a limbo. To get access to Fed’s payment services, firms that are not considered as a pa...

The aggressive policy of the Federal Reserve is affecting fintech lenders too. These kinds of fintech firms have fewer restrictions when it comes t...

Different interest rates, approaches towards neo banking, and regulatory frameworks across the world, ignite – once again – the long-lasting debate...

To prove once again the strength of the African fintech environment, and the possible cooperation between companies and institutions, the fintech c...

The popular crypto wallet manufacturer, Trezor, and Wasabi, the Bitcoin wallet, cooperate to bring coinjoin mixing to hardware wallets. The news ...

In the meantime, regulation and cryptocurrencies meet also in Japan. Anchorage Digital, the crypto platform for institutions, cooperates with GMO-Z...

It’s no mystery that the fintech market is going through a difficult period: economic crisis, more aggressive regulatory frameworks, and higher inf...

According to Future Market Experiences, the BNPL (Buy Now Pay Later) market should reach a value of over $45 billion by 2031. Despite risks related...

Banks and fintech firms are long-time competitors, but it seems that by offering people what they want, the two are partnering more than expected. ...

Benjamin Ensor and Kate Moody are joined by Nilixa Devlukia (Payments Solved) and Karen Kerrigan (Moneybox) to discuss Stripe’s latest launches, th...

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Finally, The Merge occurred. Before the long-awaited Ethereum upgrade, the second crypto by market cap almost doubled investors’ returns. But right...

The European Union will finalize its EU Artificial Intelligence Act – EU AI Act – to regulate artificial intelligence. The act could have several i...

India and Singapore, two nations with thriving fintech markets, signed an agreement for cooperation. The agreement was signed by the Monetary Autho...

Inclusion doesn’t have to involve only customers, but also companies. In Southeast Asia, even if SMEs represent 99% of the total number of companie...

EMTECH, the popular company focused on providing banking infrastructures, partners with SEC Ghana to deploy an innovative regulatory sandbox. Thank...

Regulators are still hitting fintech and crypto businesses. Binance, the largest centralized crypto exchange, and its CEO, Changpeng Zhao, were sue...

The FDIC – the US Federal Deposit Insurance Corporation – announced that First Citizens Bank will buy $72 billion worth of Silicon Valley Bank’s as...

Rosalia Mazza for FinTech Weekly. The current crisis mostly depends on the rising interest rates set by regulators as a tool against inflation. Wha...

Yassine Elmandjra, analyst at ARK Invest, said that the US lacks credible institutions related to the crypto space. According to the analyst, the U...

London has become a fintech hub. Thanks to the experience and skills acquired over time, also regulators started having more elements to scrutinize...

Steve Forbes discusses the main reasons why it’s not a good idea for the US government to regulate Artificial Intelligence – AI, especially in this...