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FinTech Weekly · Topic

Regulation

Every story we've tagged Regulation — news, analysis and context, newest first.

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Payments Oct 12, 2026

Fintech's Second Act: From Disruption to Infrastructure

Fintech is no longer judged mainly by how well it challenges banks from the outside. It is judged by whether it can run as regu...

Payments Oct 4, 2026

No Big Law Passed This Week. The Rulebook Changed Anyway.

This week's key fintech rules came from supervisors, not parliaments: ESMA's MiCA wish list, a $10bn US stablecoin line, uncapp...

Payments Oct 2, 2026

Europe Agreed on Its New Payment Rules Ten Months Ago. Not One of Them Applies Yet.

2026 was supposed to be the year fintech got its new rulebook. Most of it is agreed, delayed or stuck, while the rules already ...

FinTech Sep 24, 2026

Europe's Fintechs Talk About Sovereignty. Most of Them Still Run on American Clouds.

DORA, the Data Act, a proposed Cloud and AI Development Act, Wero and the digital euro all point in the same direction: Europe ...

Payments Sep 24, 2026

EBICS vs. PSD2: Europe Built Two Bank Interfaces. They Were Never Meant to Compete.

Open banking was supposed to make old bank channels obsolete. Eight years after PSD2, corporates still move their money over EB...

Banking Sep 23, 2026

Europe's Central Banks Want Stablecoin Reserves Out of Bank Deposits. Here Is Why.

In their response to the Commission's MiCA review, the ECB and the EU's national central banks ask Brussels to drop the rule fo...

Banking Sep 23, 2026

The ECB Just Answered Tokenisation's Hardest Question: What Do You Pay With?

With Pontes, live since 21 September, banks can settle tokenised securities in central bank money for the first time. The techn...

Crypto Sep 23, 2026

CLARITY Act: The Senate Vote Failed 49 to 50. The Fight Now Moves to the Regulators.

The motion to proceed on the Digital Asset Market Clarity Act fell short of 60 votes on 15 September. Ethics provisions, not th...

Crypto May 28, 2026

Crypto Headwinds in 2026: Balancing Decentralized Sovereignty with Local Compliance

Crypto regulation is moving from enforcement theatre to infrastructure design — but the legal foundation is still unfinished. A...

Regulation Apr 1, 2026

OCC National Trust Bank Rule Takes Effect Today. Here Is What Changes.

An OCC amendment to 12 CFR 5.20 takes effect April 1, removing a textual ambiguity that could have limited what national trust ...

Crypto Mar 12, 2026

CLARITY Act Tracker: Status, Timeline & What Happens Next

The CLARITY Act failed a 49-50 Senate vote on September 15, 2026. This tracker covers the current status, the full timeline and...

Regulation Mar 10, 2026

Washington Froze Crypto's Legislative Future on Sunday. By Monday, the Industry Had Already Moved On.

Trump's SAVE Act ultimatum stalled the CLARITY Act on March 8. The following day, crypto's biggest names were not waiting for W...

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