Fintech Becomes Infrastructure - Issue #556 Thursday, July 31st 2025 12:00AM
The Focus
There’s a difference between building software and building systems. The former solves problems. The latter carries weight.
Three companies made moves that, on the surface, belong to different corners of the fintech industry — cyber risk, wealth management, Open Finance. But taken together, they point to a deeper shift: fintech firms aren’t just offering services anymore. They’re becoming the infrastructure that other institutions depend on.
It’s not about disrupting the system. It’s about being trusted enough to become part of it.
That trust doesn’t come from branding. It comes from uptime, compliance, integration, scale. It comes from regulators approving platforms as foundational, from institutions embedding them into workflows, from engineers building around them instead of on top of them.
When a cyber platform becomes critical to underwriting, when AI isn’t a feature but a framework, when Open Finance infrastructure is written into national strategies — it’s clear that we’ve moved past experimentation. This is operational territory now.
Read more:
DynaRisk Secures $4.7M to Expand Cyber Risk Infrastructure in Global Insurance Markets
FNZ Partners with Microsoft to Integrate Azure AI into Global Wealth Management Platform
Lean Secures UAE Open Finance Approval, Expands Regulated Services Across MENA
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