Confirmu

About Confirmu

Confirmu's mission is to enable lenders score people with no financial history or underbanked with thin file. we do that be serving as a white label solution under the bank app. Our data analysis is based on: 1. text extracted from chat conversations applicants made on whatsapp (with their consent ofcourse) transformed to psycholinguistic profile indicating a person willingness to repay. 2. Payment history extracted from e-wallets of last 3 months 3. Potential employment opportunities.